Turn income, debts, cash available, rates, and ownership costs into a clear purchase range and comfort score.
Affordability planner
Work through income, cash, and ownership costs
Step 1
Income & debts
Step 2
Cash & loan
Step 3
Ownership costs
Estimated affordable price
$458,790
Based on a 36.0% target debt-to-income ratio.
Comfort score
Balanced
Est. DTI
36.0%
Reasonable with cash reserves
Leave insurance estimate blank to exclude it from the calculation. Compare this planning estimate with lender quotes, local taxes, and cash reserves.
Optional next steps
Create Free Dashboard
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See Homes In Your Budget
Future feature for matching affordability to home search ranges.
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The comfort score is a planning signal, not lender approval. Keep room for repairs, utilities, insurance changes, and savings.